GET 20,000 BONUS POINTS
(worth up to $500 in Amtrak travel), after making at least $1,000 in purchases within the first 90 days of account opening
GET 12,000 BONUS POINTS
(worth up to $300 in Amtrak travel), after making at least $1,000 in purchases within the first 90 days of account opening
Earn 3 points for every $1 spent on Amtrak travel, including onboard purchases
Earn 2 points for every $1 spent on Amtrak travel, including onboard purchases
Earn 2 points for every $1 spent on other qualifying travel
Earn 1 point for every $1 spent on all other purchases
Earn 1 point for every $1 spent on all other purchases
20% REBATE
When you use your Amtrak Guest Rewards® World Mastercard® on board, you’ll get a 20% rebate in the form of a statement credit on your food and beverage purchases
10% REBATE
When you use your Amtrak Guest Rewards® Platinum Mastercard® on board, you’ll get a 10% rebate in the form of a statement credit on your food and beverage purchases
Additional Card Benefits
Complimentary Companion Coupon
Get a complimentary Companion Coupon upon account opening and each year when you renew your card membership
Complimentary One-Class Upgrade
Get a One-Class Upgrade upon account opening and each year when you renew your card membership for an enhanced travel experience
Complimentary Station Lounge Pass
Get a complimentary Single-Visit Station Lounge Pass upon account opening
A faster route to tier status
Earn 1,000 Tier Qualifying Points (TQPs) toward earning tier status each time your eligible spending reaches $5,000 in a calendar year, up to 4,000 TQPs per year
No point expiration or limit
There is no point expiration or limit to how many points you can earn as long as your account is open
5% Amtrak Guest Rewards point rebate
when you book your Amtrak redemption travel
No Foreign Transaction Fees †
On purchases made with your card outside the United States
$79 Annual Fee †
No Annual Fee †
† For information about the rates, fees, other costs and benefits associated with the use of these Amtrak credit cards, click on Apply Now for the card you wish to apply for, and refer to the disclosures accompanying the credit card application. These credit card programs are issued and administered by Bank of America, N.A. Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license. © 2020 Bank of America Corporation.
Amtrak Guest Rewards (R) Mastercard
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Reviews were selected from all submitted reviews, as of 5/23/2018